We Help
    Make Home
  Financing
      Easier
 

We Help Make Home Financing Easier

 
 
We Help
    Make Home
  Financing
      Easier
 

We Help Make Home Financing Easier

 

Adjustable-Rate Home Loans

If low payments are important to you for the near term, or if you don’t plan to live in your home for the long term, consider an adjustable-rate home loan through AAA. With an adjustable-rate home loan, your initial rate is set below the rate offered on our fixed-rate home loans; however, over time, the rate rises in predetermined intervals. If an adjustable-rate home loan is held long enough, the interest rate eventually surpasses the going rate for fixed-rate home loans.

Preferred features include:

  • Competitive rates
  • Low, competitive closing costs
  • Minimum loan amount of $10,000
  • Maximum loan amount of $424,100 (see Jumbo Loans for larger amounts)
  • Attractive terms on refinancing your home
  • Escrow waiver for qualified borrowers
  • Interest may be tax deductible**

Apply Now

 


Toll Free 866.776.4001

 

 


Online

 

Michigan Michigan Michigan
1 Auto Club Drive 2560 E Paris Ave SE 17649 Mack Ave
Dearborn Grand Rapids Grosse Pointe
     
Nebraska    
Clocktower – 827 N. 98th Street,    
Omaha    
 
Florida   Florida
1515 N. Westshore Blvd 1000 AAA Dr. MS 28
Tampa   Heathrow
     
Georgia    
1197 Johnson Ferry, Rd, Suite 100  
Marietta    

 

 

NMLS # 799629

 

*Adjustable rate loans typically have an initial rate set below the rate offered on fixed-rate home loans; however, over time, the rate rises and, if the adjustable rate home loan is held long enough, the interest rate eventually surpasses the going rate for fixed-rate home loans. Adjustable-rate loans use a margin which adjusts in predetermined intervals based on a publicly available index. Auto Club Trust, FSB uses a margin to determine the interest rate charged for loans. This margin adjusts annually based on publicly available indexes. The indexes that Auto Club Trust, FSB uses include: LIBOR, New York Prime and Treasuries. At the time we provide a loan offer to you, we will disclose the specific margin, frequency we adjust the margin, and the index used for your specific loan.
Modular, manufactured homes, condominiums, co-ops, leasehold interests and trusts are not eligible.

**If you have tax, legal or financial questions, please consult with a qualified professional

Program offers, rates, terms and conditions are subject to change at any time without notice. Final rates and eligibility subject to credit approval, verification, and collateral evaluation. Loans originated by Auto Club Trust, FSB. Equal Credit Opportunity Lender.

Adjustable-Rate Home Loans

If low payments are important to you for the near term, or if you don’t plan to live in your home for the long term, consider an adjustable-rate home loan through AAA. With an adjustable-rate home loan, your initial rate is set below the rate offered on our fixed-rate home loans; however, over time, the rate rises in predetermined intervals. If an adjustable-rate home loan is held long enough, the interest rate eventually surpasses the going rate for fixed-rate home loans.

Preferred features include:

  • Competitive rates
  • Low, competitive closing costs
  • Minimum loan amount of $10,000
  • Maximum loan amount of $424,100 (see Jumbo Loans for larger amounts)
  • Attractive terms on refinancing your home
  • Escrow waiver for qualified borrowers
  • Interest may be tax deductible**

Apply Now

 


Toll Free 866.776.4001

 

 


Online

 

Michigan Michigan Michigan
1 Auto Club Drive 2560 E Paris Ave SE 17649 Mack Ave
Dearborn Grand Rapids Grosse Pointe
     
Nebraska    
Clocktower – 827 N. 98th Street,    
Omaha    
 
Florida   Florida
1515 N. Westshore Blvd 1000 AAA Dr. MS 28
Tampa   Heathrow
     
Georgia    
1197 Johnson Ferry, Rd, Suite 100  
Marietta    

 

 

NMLS # 799629

 

*Adjustable rate loans typically have an initial rate set below the rate offered on fixed-rate home loans; however, over time, the rate rises and, if the adjustable rate home loan is held long enough, the interest rate eventually surpasses the going rate for fixed-rate home loans. Adjustable-rate loans use a margin which adjusts in predetermined intervals based on a publicly available index. Auto Club Trust, FSB uses a margin to determine the interest rate charged for loans. This margin adjusts annually based on publicly available indexes. The indexes that Auto Club Trust, FSB uses include: LIBOR, New York Prime and Treasuries. At the time we provide a loan offer to you, we will disclose the specific margin, frequency we adjust the margin, and the index used for your specific loan.
Modular, manufactured homes, condominiums, co-ops, leasehold interests and trusts are not eligible.

**If you have tax, legal or financial questions, please consult with a qualified professional

Program offers, rates, terms and conditions are subject to change at any time without notice. Final rates and eligibility subject to credit approval, verification, and collateral evaluation. Loans originated by Auto Club Trust, FSB. Equal Credit Opportunity Lender.